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Financing     


Need Financing? No Problem!

NO CREDIT CHECK APPLY NOW!

We have several financing options to choose from. We also accept Visa, MasterCard, American Express, Discover, personal or certified check, made payable to Superior Home Furnishings. For customer service and delivery information,

Gift Certificates Available

Can't decide what to give? Why not let your recipient make their own selection with a Gift Certificate?

A Gift Certificate is the perfect gift when you just can't decide for a friend, someone special, family member, or a relative.

"WE SAY YES!" Financing

With our network of finance solutions, we can provide you with a single point of contact for multiple credit products that fit all credit profiles and financing needs. This enables us to offer the best option for each of our customers. This enables us to give someone with good credit or little to no credit but has a job for at least 6 months and a checking account for at least 90 days, we can provide an opportunity to purchase the furniture that you have always wanted. Which means HIGHER APPROVALS and BETTER TERMS!

*With approved credit. Each company has its own policies and what they will offer. These are only examples and do not reflect every company. All "No Interest" promotions require monthly minimum payments and credit approval.

SHF offers a lease to own program through Crest Financial - a trusted leader in the financial credit business.

90 day buy out option & In home layaway

No Credit Check: Regardless of your current situation, from good credit, bad credit or even no credit. Crest Financial Provides A no credit needed solution while still reporting good payments to the credit bureau of Equifax

Instant Approval: Know upfront whether or not your financing has been approved. Keep in mind that 90% of applicants are approved, making your chances good.

Quality Service: Speak to a person, not a machine. Crest Financial employs real people take care of real issues.

What is the cost?

The 90 Day buy out and In-Home layaway option charges no interest rates, or take up to 12 months to pay, all required is a low monthly payment of 15% of the amount financed.

Get a head start on your application and then visit our stores to begin your shopping experience. Click Here for Application.

FAQ's

Do you check my credit score?

Some of our finance solutions check your credit score, while others check your employment and checking account. This enables us to offer you the best possible option for you.

If I submit an application, do you start to automatically charge me?

No, you still have come in to one of our locations and sign a contract. Or you can purchase & sign online.

When is my first payment due?

The first payment is generally due between 10-14 business days from when you receive your merchandise. You will be asked to sign a Receipt of Goods document upon pick up or delivery. It is at that point that your payment schedule begins.

On the No Interest financing, do I have to make payments?

Yes, minimum payments will be due every month. As long as you pay your balance in full within the allotted time, you will not incur interest or lease charges.

Remember, late payments or no payments will void your "No Interest" plan.

Do I pay Superior Home Furnishings directly?

No. Once approved, your payments will be due to the finance company that you choose.

Who do I go to if I have a problem or question with my financing?

Once you are set up, we will give you the contact information so that you can call them directly. However, if you have a warranty or product question, please contact our customer service department.

Customer Service: (660)248-9838

What if I need more money than what I was approved for?

Depending on which finance solution you choose, there is a possibility to extend the amount you were approved for.

If you would like to get a higher amount, you would need to come or call us and request an extension.

*With approved credit. Each company has its own policies and what they will offer. These are only examples and do not reflect every company. All "No Interest" promotions require monthly minimum payments and credit approval.



 

 

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